Posts By: John O' Donnell

5 Reasons Women Need Life Insurance

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Life insurance is a must-have, especially for anyone who has a family or dependents. But as more women become the breadwinners in their homes, having a life insurance policy is critical for this group. Here are five reasons you need a policy. Because Life is Unpredictable As a recent story in the “Huffington Post” highlights,…

Can Employers Keep Pre-ACA Health Insurance Plans?

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The Affordable Care Act (ACA) has led to changes that affect insurance companies, consumers and especially employers. Some companies have pre-ACA plans in place, but all employer-sponsored plans must be converted to a PPACA-compliant plan per the current Centers for Medicare and Medicaid Services (CMS) guidelines. The rule applies to “grandmothered” plans, or plans that…

Hurricane Matthew Update

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As of late last night, Hurricane Matthew still remained a Category 4 hurricane with powerful, maximum sustained winds at 130 mph as it strayed off the coast of Cuba after hitting Haiti. With Hurricane Matthew heading towards Central Florida, it is important to take necessary precautions for yourself, your family and to also secure your property. Florida…

The Importance of Re-Evaluating Your Medicare Prescription Plan Coverage

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Medicare Open Enrollment, the period when you can make changes to your plan, begins Oct. 15 and ends Dec. 7. If you’re considering changes to your Medicare plan, this nearly eight-week period is the time to do your due diligence and decide what coverage best meets your health care needs. For seniors age 65 and…

What You Need to Know about the Increase in OSHA Fines

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The Occupational Safety and Health Administration (OSHA) recently increased its maximum penalty for workplace safety violations. The move could impact how many companies, especially small business owners, run their operations. Here’s what you need to know about the penalty increases and how you can protect your business. What are the new penalties? OSHA fines increased…

Are You Shopping for Price or Value for Your Commercial Insurance?

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According to the U.S. Small Business Administration, there are 28 million small businesses in the country. Most — if not all — of these businesses need commercial insurance, which includes property, liability and workers’ compensation and covers businesses in the event of a disaster, lawsuit or other incident that could pose a threat to their…

Where is My Tax Refund?

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If you filed your taxes this year and received a lower refund — or even worse, owed money — your health insurance coverage may be to blame. This year, many taxpayers didn’t get the normal refund they expected because they underestimated their income on the Marketplace, which provides government-subsidized health insurance plans. If you haven’t…

John O’Donnell Appointed to ATHENAPowerlink Orlando’s Governing Board

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  According to, the United States ranks first in the world as the best place for female entrepreneurs. A lot of that is thanks to the growing role of women in the private sector and our country’s overall strong business climate. However, organizations that support and empower female entrepreneurs play a large part, as…

Tips for Breaking into the Insurance Industry

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The insurance industry contributes more than $420 billion to America’s GDP and employs more than 2.6 million people in the U.S. To bring awareness to the industry and highlight insurance as a rewarding and stable career path, a group of insurance trade associations, insurance companies and industry partners have launched the inaugural Insurance Careers Month…

UnitedHealthcare and Florida Accountable Care Services Partner to Improve Patient Outcomes, Lower Healthcare Costs

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Since the Affordable Care Act was enacted into law in 2010, providers have had to balance finding ways to lower healthcare costs without sacrificing the quality of care. Now, one of the largest healthcare insurance companies is partnering with an accountable care organization in a move that likely will improve patient care for more than…



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