Posts By: John O' Donnell

What You Need to Know about a Health Savings Account

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There were nearly 14 million Health Savings Accounts (HSA) opened in the U.S. by the end of 2014, according to the Employee Benefit Research Institute. Millions of Americans open an HSA to help pay for health care expenses. An HSA combines a tax-deferred savings account with a high deductible health insurance plan, allowing you to…

Will My Homeowners Insurance Policy Cover My Jewelry?

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Whether you got a beautiful pair of diamond earrings or a designer watch for Christmas, your valuables should be properly insured. Some people make the mistake of thinking their homeowners insurance policy will cover stolen or lost jewelry, but depending on your policy, this may not be the case. It’s common for people to include…

ICCF: A Look Back at 2015

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  2015 has flown by, but it’s been a good year for ICCF. For the third year in a row, we made the Orlando Business Journal’s Top Insurance Brokerage List, and we’ve shared our expertise in national news outlets like TheStreet and Insureon.  We also became a full member of the Florida Association of Insurance…

Health Insurance Fraud Issues in Obamacare

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Health care fraud always has been an issue. Experts estimate that fraud costs the U.S. health care system about $68 billion each year — and that’s a conservative estimate. We spend more than $200 billion on health care every year and that number is expected to swell as more people get health insurance through Obamacare….

Why Hurricane Insurance Rates Keep Going Up

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Would you believe we haven’t had a hurricane in Florida in 10 years? Well, it’s true. But even though we’ve avoided this catastrophic weather event, Floridians still pay some of the highest insurance rates in the country. Several things are driving rates up. Insurance companies say the price of building materials keeps increasing, so it…

How to Manage Higher Health Insurance Costs in 2016

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The cost of everything seems to increase every year, from food and clothing to gas and utilities. Health insurance is no exception. In 2016, millions of Americans can expect to pay more for their health care. Premiums and other out-of-pocket costs (deductibles and coverage for certain services) will increase next year. 2016 is only months…

Survey: Millions of Americans Need Professional Guidance Applying for Health Insurance

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Apparently signing up for health insurance is so complicated that millions of Americans need professional help to do it, according to a recent survey. The Kaiser Family Foundation released a survey showing that people sought guidance from assister programs, which help them navigate the application process for private health insurance or government programs such as…

What Type of Homeowners Insurance is Right for You?

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Buying a home is one of the biggest purchase you’ll ever make. It’s a huge financial investment—and an emotional one, as well. Your home will be a safe haven for all your family’s possessions and the place where you’ll create lasting memories. With all this in mind, it’s critical to protect this significant investment. However,…

ICCF Makes 2015 OBJ Top Insurance Brokerage List

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We’ve done it again! For the third year in a row, ICCF has made the Orlando Business Journal’s Top Insurance Brokerages List. Acknowledgement of any kind is humbling, but this recognition is especially exciting. It highlights how far we’ve come and our dedication to giving you a level of service you aren’t likely to find…

TheStreet Quotes ICCF’s John O’Donnell in Article about Health Care Plans

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Choosing a health care plan when you’re under 30 can be nerve-wracking, especially if you’re doing it for the first time. When you’re in your teens and early 20s, worrying about health insurance typically isn’t at the top of your to-do list because you’re covered by your parents’ insurance. But when you enter the working…

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