Category: Group Insurance

Can Employers Keep Pre-ACA Health Insurance Plans?

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The Affordable Care Act (ACA) has led to changes that affect insurance companies, consumers and especially employers. Some companies have pre-ACA plans in place, but all employer-sponsored plans must be converted to a PPACA-compliant plan per the current Centers for Medicare and Medicaid Services (CMS) guidelines. The rule applies to “grandmothered” plans, or plans that…

What You Need to Know About Summary Plan Descriptions

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From health insurance to retirement plans, sometimes you don’t read the fine print as closely as you should. If you ask most Americans about the key benefits in their insurance plan or about the finer points of their employer-sponsored retirement plan, it’s unlikely they’d be able to recite them verbatim — if at all. Fortunately,…

What You Need to Know about a Health Savings Account

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There were nearly 14 million Health Savings Accounts (HSA) opened in the U.S. by the end of 2014, according to the Employee Benefit Research Institute. Millions of Americans open an HSA to help pay for health care expenses. An HSA combines a tax-deferred savings account with a high deductible health insurance plan, allowing you to…

How to Manage Higher Health Insurance Costs in 2016

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The cost of everything seems to increase every year, from food and clothing to gas and utilities. Health insurance is no exception. In 2016, millions of Americans can expect to pay more for their health care. Premiums and other out-of-pocket costs (deductibles and coverage for certain services) will increase next year. 2016 is only months…

Evaluating Your Group Insurance Plan At Renewal

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An employer can start group insurance at any time, but the effective date must be the 1st or the 15th of the month. When evaluating your group health insurance plan when it is time to renew, there are several key items you should keep in mind. We suggest you consider the following, as well as…

Creative Insurance Solutions For Small Business Owners

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With key reforms of the Affordable Care Act (ACA) taking effect in 2014, one decision that small business owners (i.e. those under 50 employees) are considering is whether to continue offering group insurance coverage or to let employees choose an individual plan. However, a creative option for small business owners to consider is a pure…

Small Business Employers, It’s Time to Prepare For Changes Ahead

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With the health insurance landscape constantly changing, it has become difficult to keep track of all the opportunities available. At Insurance Consultants of Central Florida, we are committed to helping you navigate these changes to unlock the right combination of cost and coverage to fit your needs and your small business needs.

Aetna Names ICCF a Small Group “Premier Producer” for 2013

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Aetna named Insurance Consultants of Central Florida as a Small Group Premier Producer for 2013. The prestigious Premier Producer designation is earned each year by only two percent of brokers selling Aetna Small Group products.

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No one likes dealing with health insurance these days, but I enjoy working with Insurance Consultants of Central Florida because of their quality products and consistently exceptional service - their people are professional, friendly,
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